Years ago I came across a quote that’s stuck with me ever since – if you can’t afford travel insurance, you can’t afford to travel.
And I think it’s a really good example of one of those things that is better to have and not need, instead of need and not have.
This is why throughout my digital nomad journey over the last 3 years I didn’t leave the house without renewing my SafetyWing Nomad travel medical insurance.
In this article, I’ll discuss the main benefits of SafetyWing’s Nomad Insurance 2.0 that for me make it the best medical travel insurance on the market for nomads and travellers!
What is SafetyWing’s Nomad Insurance 2.0?
Nomad Insurance is a travel medical insurance that covers you for extended travel all over the world, while outside your home country. Recently, SafetyWing have introduced some amazing improvements to their medical travel insurance plans and now the new and improved Nomad Insurance 2.0 is also available worldwide.
So what’s new?
• Simplified claims process and shorter turnaround time
SafetyWing’s new claim process is better than anything I’ve seen before! The form is super simple and easy to fill in and it takes less than 5 minutes to submit. On average, it takes 2.7 days to get reimbursed. Speaking from experience, it can even be quicker than that!
My partner recently got a cut on his finger from a rusty screwdriver and although the cut was small, we didn’t want to take any risks so he went to get a tetanus jab in a local private clinic in Bali.
His SafetyWing claim got approved and reimbursed within 2.5 days of submitting which was extremely fast in comparison to providers we’ve previously gotten insurance from.
Hopefully, you won’t have any accidents and won’t need to use it, but in case you do, at least you know you won’t be spending hours of your time filing tedious paperwork and waiting for weeks for your claim to be reimbursed.
• Adventure sports add-on
All the adventure sport junkies, this one is for you. SafetyWing’s new adventure sports add-on covers you for over 30+ adventure sports like scuba diving, whitewater rafting, skiing, kite surfing, parasailing and so much more.
If you love doing adventure activities on your travels this add-on is perfect for your trips. For me, I always try to sprinkle a hint of adrenaline boosting activities on my travels and it always ends up being the most memorable part of my trip.
• Electronics theft cover
Now this is something that I absolutely jumped right on when it came out! The electronics theft cover add-on gives me so much peace of my mind when travelling considering I always have both my laptop and all my camera gear with me.
With the new electronics theft cover add-on you get reimbursed up to $1000 per item if your laptop, phone, camera or other electronic device gets stolen.
Of course, having your device stolen and potentially losing all your memories that are on it is a horrendous thought for any traveller. But with the electronics theft add-on at least you’ll get some of its value back.
Nomad Insurance 2.0 features
Apart from the new features introduced in the Nomad Insurance 2.0, here are some key benefits of the SafetyWing’s travel medical insurance that sets it apart from others on the market:
- 0$ deductible, meaning you’re covered even for the smallest claims. Most insurance providers have hefty deductible fees so this really sets SafetyWing apart especially if you’re travelling to places where medical bills aren’t generally very high.
- Takes 5 minutes to purchase and you can do it the same day you fly out or even if your trip has already started. So you never have to worry about forgetting to apply for your insurance days before your trip.
- Pay as you go subscription, cancel anytime. You’re not tied to a long-term contract so you can purchase your insurance for the exact length of time that you need it for.
- Costs just a few dollars a day, one of the most affordable options on the market! If you’re a long-term traveller you can set up recurring insurance so your payment comes out automatically every 4 weeks. Saves time and makes sure you don’t forget to renew when your insurance expires.
- Covers you in 180 countries which is pretty much everywhere! However, keep in mind that coverage for travelling to the US is extra.
- You can add-on electronics theft insurance for up to $3000 worth of electronic valuables. While it’s not gonna bring your phone memories back, at least you’ll be able to purchase a new one in no time!
- You can quickly and easily request a visa letter through your insurance dashboard in case you need proof of insurance to receive a visa for your next destination.
- 24/7 human support. In the day and age of automatic replies from bots and struggling to get through an agent, SafetyWing prioritizes human support and you get a response in less than a minute via their live chat option. I wish more companies would do this!
Final thoughts
In conclusion, SafetyWing’s Nomad Insurance 2.0 is a game-changer for digital nomads and travelers who value peace of mind on their journeys. With its simplified claims process, comprehensive adventure sports coverage, and the essential electronics theft add-on SafetyWing ensures that you’re protected no matter where your travels take you.
The affordability, flexibility, and global reach of the plan make it accessible to long-term nomads and travellers alike.
As someone who’s relied on SafetyWing throughout my travels, I can personally vouch for the convenience and reliability it offers.
Whether I’m going on a hike in the mountains in Albania or surfing for the first time on the beaches of Bali, having SafetyWing’s Nomad Insurance 2.0 allows me to travel with confidence, knowing I’m covered anywhere I go.
In a world where uncertainty is a constant, having travel medical insurance is an essential for anyone who takes their travels seriously. After all, travel should be about exploring and enjoying the journey—not worrying about the what-ifs.
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